Wednesday, July 14, 2010

Does Insurance Cover That? Yes It Does!

Listed below are my favorites from an article entitled 10 Truly Bizarre Things Insurance Covers:
Alien Abduction
If you are concerned about being abducted, against your will, off the planet Earth, you can purchase insurance that might help compensate you for the psychological and physical damage you experience. You can get coverage for a relatively low amount ($25 to $50 for a lifetime policy), and the payout can be up to $10 million. Of course, if you do make a claim, you are likely to find that the payout is $1 to $5 a year – for the next 2 million to 10 million years. Make sure you read the fine print.

Fantasy Football
There are a number of hard core fantasy football players out there, marshalling their teams and vying for number one spots, proving that they could be great coaches. While many leagues are free, there are also plenty of paid fantasy football leagues. So, what happens if you are paying to play fantasy football, but one of your picks is injured? You are out the money – and the season. Unless, of course, you have insurance. Fantasy Sports Insurance is a company that will insure your fantasy team players, no matter which sport you follow. If your star player sits out a specified number of games, your fantasy league entrance fee will be refunded.

Worried about being reincarnated into a dog in your next life? Or maybe you’re concerned about the financial circumstances in your next life. In order to protect against such calamities, consider purchasing reincarnation insurance. It’s designed to compensate you for wherever karma places you on your next earthly sojourn. However, there’s a rub. You’ll have to figure out who you were in your last life in order to make a claim. Then there’s the trouble of filing a claim as a dog. You may just have to wait until yet another life for your payout.
Seriously, who would buy insurance for these things?

“Let us be thankful for the fools. But for them the rest of us could not succeed.” - Mark Twain

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